Shit Happens
We Know this is true since the begining of our lives. In fact there is an famous principle which states that if anthing can go wrong . . it will (murphy's law).
How then do we prevent this?. My position is that you can try to prevent shit from happening but it would still come. The best way to deal with this is to be prepared for it.
One can note that in a baseball game, out of 9 players - 7 are out fielders ready to catch the ball in case the batter does get to hit the ball. Major league managers pay a lot for the pitcher but no mater how good he is, someone can still hit the ball. Defense therefore plays the greater part.
In your day you can get a bad call - one that can get you to take 30 minutes. you can even get 2 or 3 of them. The best defense is to get 30 good calls. In this way, you can buffer up some time savings or spread the long call over a wider base.
In life no matter how you budget things can get tight. An emergency, unexpected major expense, comes in and you find yourself in majr debt. Foresight can help - check the weather, get insurance, invest in knowledge. This is why cars carry spare tires, planes have parachutes and ships have life rafts while movie houses have fire exits - Shit happens.
Be like the bamboo that can weather storms, like the frog that can survive drought. Adapt - move. Shit happens but we dont need to stay where it stinks. Lets move towwards a predetermined vision.
Coach Mel
